Privacy Policy

At missingSTEP, we respect your privacy and are committed to providing a safe and secure experience. This Privacy Policy explains how we handle any information while using our Student Loan Calculator App (the “App”). We do not collect any personal information from users, and no sign-up is required to use the App.

1. Information We Do Not Collect

a. Personal Information
We do not collect, store, or share any personally identifiable information (such as your name, email address, or financial data). The App does not require account creation, login, or any form of user identification.

b. Non-Personal Information
We may collect non-personal information to improve the app's functionality and user experience. This data is anonymized and cannot be used to identify you. Examples include:

Device information (e.g., operating system version, app crashes)
Usage data (e.g., time spent on features, buttons clicked)

This data is used only for analytics and performance improvements.

2. How We Use Non-Personal Information
Any non-personal information we collect is used to:

Enhance the functionality and performance of the App.
Understand app usage to improve features and the user experience.

We do not use this data for marketing purposes or share it with any third parties.

3. No Data Retention
Since we do not collect personal information, no personal data is stored or retained. Non-personal usage data collected for analytics is anonymized and stored only as long as necessary to improve the app’s performance.

4. Security
While we do not collect personal information, we take reasonable steps to protect any non-personal data that may be gathered from accidental or malicious access. This includes standard industry security practices to protect app performance data.

5. Third-Party Services
The App may include links to third-party websites or loan providers for user convenience. Please note that these services have their own privacy policies, and we are not responsible for the privacy practices of any third-party websites or services.

6. Children’s Privacy
Our App is designed for general audiences and does not knowingly collect or solicit personal information from anyone, including children under 13.

7. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in the App or feedback from users. Any changes will be posted within the App. We encourage you to periodically review this policy for updates.

8. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

support@missingstep.com

By using the Student Loan Calculator App, you agree to the terms outlined in this Privacy Policy.